Edit How do we find the one? At this point in the buying journey, I know you are full of hope and optimism. I bet you’ve had trouble sleeping because your dreams of backyard fun, landscaping and design are keeping you up at night, right? You’ve already completed Step 1 and Step 2 and you[…]
3. Get involved immediately. Don’t expect the neighbors to knock down your door with a casserole. Yes, we’re Southern, but we’re over all that, bless your heart. Meeting people in Nashville can be daunting. Nashvillians often run in tight circles and it’s easy to feel like an outsider. But can be a friendly bunch, so[…]
The Pre-Approval Letter A pre-approval letter states to everyone involved in your transaction that you are a serious buyer. It shows you have provided your financial information to that lender to determine your ability to obtain a loan and for what amount you are approved to purchase. The pre-approval letter from your lender stating they[…]
If you are in the market to purchase a home, there are a few things I’d like you to know before you ever get in your car. -Pre-approval Right now in Nashville, Davidson County and Rutherford County, we are experiencing what’s called a seller’s market. Properties go up for sale and within days sometimes hours,[…]
Buyers need a buyer’s agent. This is not a suggestion or a maybe- this is a must. Let’s say you’re the buyer all agents have dreamed of and you’ve done your homework and gotten pre-approved. WOW! I could just hug you so tight! Take the time to find a Realtor to assist in your search.[…]
Prepare for a downpayment Most people have no idea what a downpayment is let alone how it fits into their home loan. Simply put, a downpayment is the amount required by their lender to be paid up front based on their loan type. Remember loan type? Downpayments aren’t usually discussed in detail at the beginning[…]
Moving from a small town or suburb to large-ish city can be an intimidating proposition. Nashville is a hot city getting a lot of national attention. We’re growing and there is NO sign of slowing down. Here’s step 2 to help make your move as painless as possible. 2. Before you hit the road to[…]
I wish I could give you a simple answer that says: you need X amount of money to buy a house, but financing doesn’t work that way. There are different loan types, different lenders, different types of debt, credit history and varying income that all affect your ability to qualify for a home loan. Because[…]
Loans: All shapes, all sizes Why should you be concerned with loan types? Loan types can determine your monthly payment, your interest rate, your down payment, your closing cost, the terms of the loan and where you buy a home. Loan types determine how you re-pay, to whom you re-pay and if loan education classes[…]
Are you wondering how I work for you and what that really means? I’m a Realtor, but that’s only half of it! I’m a real estate matchmaker because I believe most people need help moving- moving up from an apartment, moving from another state or moving on from bad marriage, right-sizing after the kids have[…]