Credit: How to Repair Errors and Damage

Ok, so now you know What Credit Is and Why You Should Care. Hopefully you’ve learned some things and you now want to know how to repair your credit. First you have to want to repair your credit. This is huge, because many people don’t want to put in the work to clean up their[…]

Credit: Part 2 Why Should I Care?

Now that you know what credit is, you might be wondering why you should care. Mistakes are just that- mistakes, they shouldn’t have a big impact, right? Negative reporting to any of the three credit bureaus will negatively affect your score. Negative information such as slow pays, missed payments, and collections will follow you on[…]

Credit: Part 1 What Should I Know?

What is a credit score? A credit score is a 3 digit number generated based on information found in your credit report. Everyone has three scores. The purpose of a credit sore is to predict risk- risk of extending you credit. It allows potential lenders to quickly get an understanding of your credit and how[…]