Location • Condition • Price These three factors influence every home purchase! Location: Of course, there’s not much you can do about your home’s location, but there are certainly important things you can do to make the location more attractive. Add or update landscaping to boost curb appeal consider fencing to block out less attractive[…]
Every four years, Davidson County, Nashville, Tennessee conducts a property value reassessment or reappraisal. This means that those of us living and owning in Davidson County are due for reappraisal in April 2017. In case it was unclear by all the crane activity and break-neck sales pace we’ve seen over the past 5 years, Davidson[…]
But Zillow says my house is worth… How many times have I heard this?!? Have you read this article? Fast forward to the image caption: Zillow CEO Spencer Rascoff, shown in his downtown Seattle office, says Zestimates are “a good starting point” but that nationwide Zestimates have a “median error rate” of about 8%. (Ellen[…]
Many home loan programs have raised their credit score requirement to a score of 640 and above. If your credit score is lower than you’d like or lower than this minimum threshold, and there aren’t any errors on your report, there are several steps you can take to improve your credit score. Keep in mind,[…]
Ok, so now you know What Credit Is and Why You Should Care. Hopefully you’ve learned some things and you now want to know how to repair your credit. First you have to want to repair your credit. This is huge, because many people don’t want to put in the work to clean up their[…]
Now that you know what credit is, you might be wondering why you should care. Mistakes are just that- mistakes, they shouldn’t have a big impact, right? Negative reporting to any of the three credit bureaus will negatively affect your score. Negative information such as slow pays, missed payments, and collections will follow you on[…]
What is a credit score? A credit score is a 3 digit number generated based on information found in your credit report. Everyone has three scores. The purpose of a credit sore is to predict risk- risk of extending you credit. It allows potential lenders to quickly get an understanding of your credit and how[…]
RISMedia wrote a great 10 Discipline article on building wealth Have you thought about what wealth actually means to you? In the conventional sense, you may think money. Wealth or being wealthy encompasses so much more than just money in the bank. Sure, money is a big part of wealth, but health, family, goal setting[…]
As the old saying goes, “An ounce of prevention is worth a pound of cure.” Today was a great reminder that winter maintenance is an essential part of being a homeowner. Nashville hasn’t seen weather like this in about a decade or so. With about 8″ of snowfall in less than 24 hours, it’s easy[…]
Read up on the actual TRID and CFPB changes for Real Estate closings in Nashville covered HERE in part 1. Here are my takeaways from these changes: 1. Borrowers will have increased opportunity to know exactly how much they’re spending, borrowing and paying back. This is good! 2. The 30-day standard or general closing period[…]