Nashville HPRs. What is it and why do I care?

If you’ve been looking at Nashville real estate for any amount of time, you’ve likely come across a property classified as “HPR.” No biggie, keep scrolling, it’s still a “house”, right? Well, yes and no. How do you define house? How does your lender- your insurance agent- the city? Now it’s complicated. What is an[…]

Why Buyers Choose Your House.

Location • Condition • Price These three factors influence every home purchase! Location: Of course, there’s not much you can do about your home’s location, but there are certainly important things you can do to make the location more attractive. Add or update landscaping to boost curb appeal consider fencing to block out less attractive[…]

Understanding the 2017 Davidson County Property Reassessment

Every four years, Davidson County, Nashville, Tennessee conducts a property value reassessment or reappraisal. This means that those of us living and owning in Davidson County are due for reappraisal in April 2017. In case it was unclear by all the crane activity and break-neck sales pace we’ve seen over the past 5 years, Davidson[…]

Credit: How can I build a better score?

Many home loan programs have raised their credit score requirement to a score of 640 and above. If your credit score is lower than you’d like or lower than this minimum threshold, and there aren’t any errors on your report, there are several steps you can take to improve your credit score. Keep in mind,[…]

Credit: How to Repair Errors and Damage

Ok, so now you know What Credit Is and Why You Should Care. Hopefully you’ve learned some things and you now want to know how to repair your credit. First you have to want to repair your credit. This is huge, because many people don’t want to put in the work to clean up their[…]

Credit: Part 2 Why Should I Care?

Now that you know what credit is, you might be wondering why you should care. Mistakes are just that- mistakes, they shouldn’t have a big impact, right? Negative reporting to any of the three credit bureaus will negatively affect your score. Negative information such as slow pays, missed payments, and collections will follow you on[…]