credit score

Credit: How can I build a better score?

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Many home loan programs have raised their credit score requirement to a score of 640 and above. If your credit score is lower than you’d like or lower than this minimum threshold, and there aren’t any errors on your report, there are several steps you can take to improve your credit score. Keep in mind,[…]

Credit: Part 1 What Should I Know?

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What is a credit score? A credit score is a 3 digit number generated based on information found in your credit report. Everyone has three scores. The purpose of a credit sore is to predict risk- risk of extending you credit. It allows potential lenders to quickly get an understanding of your credit and how[…]